Income Protection
As shared previously, AZ Pro aims to ensure every Malaysians are insured and protected adequately. As such, you will be required to sign up for a term policy. The policy covers for life, total permanent disability and critical illness. As this is a member refer member program, policy sign up is mandatory. It is recommended that the premiums are paid on annual basis, however bi-annual payment is also available.
If you already have an existing life insurance policy, do discuss further with your assigned Agent on how best to plan your new ZT policy. As there is no medical card involved, an additional life insurance policy will definitely boost up your coverage and protection. Let’s assume you fall in the age group between 25 to 50 where you may still have mortgages and school going children. What happens if you’re hit with critical illness or death? The coverage from your multiple life insurance policies will definitely not be a waste and it will be a huge financial relief for your family.
Income Generation
This is where AZ Pro gets interesting. As explained previously, AZ Pro is a member refer member program, as such it encourages the public to take up a Life Insurance Policy themselves. In return, AZ Pro provides them incentive to refer other people to the licensed Agent.
Do take note, your role is only to share about the program and its benefits. There is no selling involved and you don’t have to do any policy sign-ups as you’re not the licensed insurance agent. Can you think of any other business that rewards you so handsomely?
Income Sustainability
You would have noticed the term Family Financial Security Network being mentioned a few times. AZ Pro promises that the business and income you have generated stays with you even though you’re no longer around or unable to work due to disability or critical illness. In any other insurance agency, when this situation (death, disability or critical illness) occurs, the business is most likely handed over to your up-line. Likewise, even if its your own business venture, high chances are your spouse or family member will not be able to take over and continue your business efficiently due to lack of knowledge and skills of your particular business.
However, in AZ Pro, your income that you have generated is secured and will be handed over to your spouse or children. Even better, due to the unique business structure in AZ Pro, your income will continue to grow. Your family will continue to earn your income even when you are no longer around, because in AZ Pro, you’re entitled to Family Financial Security Network!
